Brynne Conroy

A supplemental needs trust can help disabled people and their families make ends meet. Terry Vine/Getty Images
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Disabled people face many financial hurdles in the U.S. and long-term aid can be hard to obtain.
There is a trust that can help them qualify for state aid and keep some assets for other expenses.
Supplemental needs trusts can also help caretakers afford their own health expenses as they age.
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If you have an ACCESS card, you’re definitely aware of the primary benefits associated with it – whether that’s healthcare or food stamps or income for foster care families.
But you might not know that there are a myriad of other savings your ACCESS card can unlock. We’re talking reduced Amazon Prime memberships, free...

ABLE accounts have been around since 2014, but in late 2022 they got a facelift via the ABLE Age Adjustment Act, which passed as a part of SECURE 2.0. This new law ups the maximum age of onset of disability from 26 to 46, nearly doubling the eligible user base.
Let’s take a look at what that means for you as you save for your disabled child’s college education.

Middle-income households are less likely to have access to resources like Medicaid and food stamps.
That's one factor making it harder for families with kids with autism to meet their medical needs.
Public health insurance and professionals who help families navigate available assistance could help.

Disabled Americans face many financial hurdles, and the high cost of medical care may be the biggest.
But when the disabled need to access assistance programs in order to pay for that medical care, there are often asset tests that limit the amount they are allowed to have in savings. And sometimes even the amount they are allowed to earn.
This post will introduce one of those rare silver linings in disability finance. We will show how to use an ABLE account to make housing costs deductible on...

2.1 million elderly and disabled Californians with Medicaid will be able to keep more than $2,000 to their name soon. Jose Luis Pelaez Inc/Getty Images
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Medicaid can be hard to qualify for, but for some Californians, it's about to get much easier.
The asset limit for some Medi-Cal programs will be raised from $2,000 to $130,000 per household this summer.
Affected Californians will no longer have to choose between financial stability and their healthcare.
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Sheletta Brudidge has secured more than $200,000 in free grant money over the course of her autistic children’s lives. With the biggest calendar year bringing in $80,000, this grant funding has paid for therapies that weren’t covered by insurance, a fence to address her children’s elopement concerns and a trampoline, ...

6 Career Strategies for People Who are Coping With Depression

Article published in Pittsburgh Parent's print magazine. Financial hurdles and solutions for families of children with autism.

PTSD affects soldiers and domestic violence survivors alike. Here are some of the long-term financial effects, and tactics survivors can use to fight them.

ABLE accounts are a 529 account with all kinds of bells and whistles built specifically to serve disabled Americans.
After years of grassroots advocacy efforts from the disability community, ABLE accounts were birthed into legislation in December 2014. And thanks to legislation passed in late 2022, more people will be...

Starting rate: 3.00%
Best for: Business owners short on time who aren’t sure of the best funding solution.
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Seek Capital small business loans review
Seek Business Capital isn’t exactly a lender. Instead, it’s a referral service that offers to match you up with lenders based on your qualifications and the types of small business financing you’re looking for. Since it’s not very open about who or how many lenders it par...

Estimated APR range: Starting at 5.59% APR
Best for: Business owners with significant revenue who need a wide range of lending products with lower minimum loan amounts. Extra perks for those who have business checking accounts with Bank of America.
Pros and cons of Bank of America
Products available to help new businesses build credit and business history
Relatively low minimum loan amounts compared to other large banks
Rate or fee discounts available for veterans or those with significant ba...

If you have student debt and are considering leaving school, you’re probably wondering what happens to your student loans if you drop out. Ultimately, you’re still responsible for all the student loan debt you incurred — so it’s crucial to know what to do next. Read on to learn about exit counseling, grace periods, and how to pay off your loans if you drop out.

You’ve spent months — years even — saving up for a down payment for a house. You’ve budgeted meticulously, banking savings whenever you could to make homeownership possible.
After reaching that goal, you may feel like the pressure to budget and save is gone. But don’t get too comfortable.
17 Hidden (But Typical) Homeowner Expenses
When you purchase a home, it’s not just the monthly mortgage payment or down payment you need to think about. Here are 17 additional expenses to consider — ranging ...