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Seek Business Capital: 2023 Review
Starting rate: 3.00%
Best for: Business owners short on time who aren’t sure of the best funding solution.
Pros and cons of Seek Capital
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Seek Capital small business loans review
Seek Business Capital isn’t exactly a lender. Instead, it’s a referral service that offers to match you up with lenders based on your qualifications and the types of small business financing you’re looking for. Since it’s not very open about who or how many lenders it par...
Bank of America Small Business Loans: 2023 Review
Estimated APR range: Starting at 5.59% APR
Best for: Business owners with significant revenue who need a wide range of lending products with lower minimum loan amounts. Extra perks for those who have business checking accounts with Bank of America.
Pros and cons of Bank of America
Products available to help new businesses build credit and business history
Relatively low minimum loan amounts compared to other large banks
Rate or fee discounts available for veterans or those with significant ba...
What Happens to Student Loans When You Drop Out of College?
If you have student debt and are considering leaving school, you’re probably wondering what happens to your student loans if you drop out. Ultimately, you’re still responsible for all the student loan debt you incurred — so it’s crucial to know what to do next. Read on to learn about exit counseling, grace periods, and how to pay off your loans if you drop out.
17 Homeowner Expenses (Besides Your Mortgage) That You Should Budget For
You’ve spent months — years even — saving up for a down payment for a house. You’ve budgeted meticulously, banking savings whenever you could to make homeownership possible.
After reaching that goal, you may feel like the pressure to budget and save is gone. But don’t get too comfortable.
17 Hidden (But Typical) Homeowner Expenses
When you purchase a home, it’s not just the monthly mortgage payment or down payment you need to think about. Here are 17 additional expenses to consider — ranging ...
Yes, You Can Find a Place to Live Even With an Eviction Haunting You
The best way to deal with an eviction is to fight it before you’re forced to leave your home.
Not everyone who fights will win, though. And after you’re evicted, the nightmare isn’t over. Having an eviction on your record can create hardships into the future, right as you’re trying to get back on your feet.
Even in these difficult circumstances, there are some steps you can take to mitigate the damage of an eviction.
Is There a Permanent Record of My Eviction?
Yes, there will be a permanent r...
If you have Medicaid and live in California, your ability to keep your insurance and build wealth may get a lot easier this summer
2.1 million elderly and disabled Californians with Medicaid will be able to keep more than $2,000 to their name soon. Jose Luis Pelaez Inc/Getty Images
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Medicaid can be hard to qualify for, but for some Californians, it's about to get much easier.
The asset limit for some Medi-Cal programs will be raised from $2,000 to $130,000 per household this summer.
Affected Californians will no longer have to choose between financial stability and their healthcare.
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The Ultimate Guide to Student Loan Forgiveness Programs
According to the Social Security Administration, men with bachelor’s degrees earn more than male high school graduates who have no degree by $900,000 over the course of their lifetime. Women with bachelor’s degrees earn an additional $630,000 more than their female peers who only have a high school diploma.
The takeaway? A college diploma clearly pays dividends. And yet, a recent analysis from Pew Research revealed that many college graduates don’t feel that way. Among graduates ages 25-39 wh...
Chase Business Loans: 2022 Review
Chase Bank is a large financial institution serving nearly half of all American households through both personal and business banking products.
Chase, which was known as The Chase Manhattan Corporation until it merged with J.P. Morgan and Co. in 2000, has more than 4,700 branches across the United States. Its wide range of conventional and SBA business lending products are available in the 48 contiguous states.
Overview: Amounts, rates and fees
Requirements: Are you eligible?
Pros and cons of...
2022 FHA Loan Limits in Ohio
Federal Housing Administration (FHA) loans allow you to take out a mortgage even if you don’t have 20% saved for a down payment — or don’t have the most pristine credit history. In most Ohio counties, the FHA loan limit is $420,680 on single-family dwellings. However, the limit is slightly higher at $439,300 in the Columbus-area counties of Delaware, Fairfield, Franklin, Hocking, Licking and Madison. If you’re in the market for a multifamily property, the max you’re allowed to borrow can be a...
Funding College When You Have a FAFSA Score of Zero
There’s a whole subset of would-be college attendees who do not qualify for financial aid based on the FAFSA, but still cannot afford college without help.
Most often, this situation arises when you are young and not considered an independent student, forcing you to use your parents’ income as a basis for your financial calculations.
Your parents may be in debt themselves, and are unable to assist with your education. They may not have saved for college, or they may not support you financiall...
In a Crisis, is it Better to Reduce Debt or Increase Savings?
Americans have done their best to stay optimistic through the corona crisis.
We initially thought the lockdown might last a couple of weeks. But here we sit, months later. The states with the tightest restrictions are just beginning to somewhat ease their social distancing guidelines.
But the root problem – the virus – hasn’t actually been “solved.”
Despite that fact, a recent government survey reflected 78% of unemployed Americans view themselves as temporarily furloughed. Most Americans ant...
If you earned any self-employment income in 2020, you're eligible for tax credits worth up to $15,110 this year
Use IRS Form 7202 to file for the sick and family leave credits. MoMo Productions/Getty Images
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Self-employed people may qualify for up to $15,110 in refundable tax credits for sick and family leave.
You can qualify for these credits even if you have a day job on top of your self-employment income.
You could end up with a check or ACH deposit from the government in the form of a tax refund.
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TaxAct review: A straightforward tax filing service with free expert access
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TaxSlayer review: A low-cost pick for experienced filers and simple tax situations
Learn more about TaxSlayer in the review below. TaxSlayer; Insider
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Disabled Americans and their families have a tool at their disposal that can protect their assets while getting the aid that they need
A supplemental needs trust can help disabled people and their families make ends meet. Terry Vine/Getty Images
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Disabled people face many financial hurdles in the U.S. and long-term aid can be hard to obtain.
There is a trust that can help them qualify for state aid and keep some assets for other expenses.
Supplemental needs trusts can also help caretakers afford their own health expenses as they age.
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